Retirement Planner

Projected nest egg at age 65 · Funds projected to last until age 94 · 2 years past plan

Accumulation → drawdown projection
BalanceDepletion
Retire · 65
Lasts to 100+
38546985100
Accounts
$432,750
RRSP
Desjardins · +5.5%/yr
$182,400
TFSA
Wealthsimple · tax-free
$96,250
FHSA
First home · maxed 2026
$28,000
Employer pension
DC plan · Hypertec match
$71,300
Non-registered
Taxable brokerage
$54,800
Projected income / yr
$84,649
in today's dollars
CPP/QPP + OAS
$21,600
at age 65 / yr
Surplus / yr
+$22,649
vs $62k target spend
Savings rate
18%
of gross income
Assumptions
%
%
$
%